The Money Club Revised & Updated

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Over the last couple of months, we have noticed a disturbing trend of few Paytm customers using their Paytm Wallets to rotate money from their Credit Cards to their bank accounts.

Unable to add money to wallet with your Credit Card? Know why

Such acts are done in the hope of earning Credit Card points or gaining access to free credit. We have blocked some Credit cards for prevention of usage for unintended purposes and have put a transaction engine in place to detect such attempts. This will ensure we identify genuine customers and help us serve them better.


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We encourage all our users to use Debit Cards or Net Banking to add money to their Paytm wallets if they are facing issue in using their credit cards. Hence, the free credit days, loyalty points, etc. Since we are not charging users to take money to their bank account, we now choose not to lose money on this behavior.


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  • Member Terms & Conditions!
  • ‎The Money Club Revised & Updated on Apple Books;
  • Vast majority of users can still use their credit cards. Such users are free to use debit cards or netbanking.

    Bottom line — if you are someone who uses Paytm mainly to transact on Paytm, you will find zero discomfort. We use cookies to give you the best possible experience. By using our website you agree to our use of cookies.

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